New York, NY, Estados Unidos : Oxford University Press, c2014.

xxi, 710 p. ; 25 cm.

Financial Management Association survey and synthesis series

List of tables and figures. -- Preface. -- Acknowledgments. -- 1. Introduction and overview of consumer credit: development, uses, kinds, and policy issues. -- 2. Consumer credit in the postwar era. -- 3. The demand for consumer credit. -- 4. Behavioral analysis and the demand for consumer credit. -- 5. The supply of consumer credit. -- 6. Credit reporting. -- 7. Consumer credit and the payments system: evolution of the credit card. -- 8. Credit for all? Issues and concerns about credit availability. -- 9. Federal regulation of consumer credit: credit granting discrimination. -- 10. Federal regulation of consumer credit: disclosures. -- 11. State regulation of consumer credit. -- 12. A complement and a supplement to consumer credit: debt protection and automobile leasing. -- 13. Troubled consumers: bankruptcy and credit counseling. -- 14. Conclusions. -- Bibliography. -- Index. --

Tomado de Amazon: "Consumer Credit and the American Economy examines the economics, behavioral science, sociology, history, institutions, law, and regulation of consumer credit in the United States. The book discusses technological change in credit granting. It examines how modern automated information systems called credit reporting agencies, or more popularly "credit bureaus," reduce the costs of information acquisition and permit greater credit availability at less cost. This discussion is followed by examination of the logical offspring of technology, the ubiquitous credit card that permits consumers access to both payments and credit services worldwide virtually instantly."

9780195169928

Incluye notas y referencias bibliográficas al pie de página. Bibliografía (Pp. 641-681).